Persatuan Aktuaris Indonesia, abbreviated as PAI or in English called The Society of Actuaries of Indonesia, is a national organization of the actuarial profession in Indonesia which is committed to providing services to the general public and its members. An actuary is an expert who can apply mathematical theory, probability and statistics, as well as economics and finance to solve actual problems in a business, especially those related to risk. These business problems relate to events that occur in the future, the possibility of these events occurring, when these events will occur and how much funds need to be set aside to cover the costs that arise if these events occur.(source:www.aktuaris.or.id/)